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Car Finance

HP Finance Claims

Hire Purchase agreements were heavily affected by the discretionary commission scandal. See if you are owed thousands.

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What is a Hire Purchase (HP) Claim?

Hire Purchase is a simpler finance route where you pay off the car's full value over time, becoming the owner after the final payment. Many assume HP wasn't affected by the scandal, but it was.

Unfair Commissions on HP

Just like PCP, brokers and car dealerships pushed HP agreements with inflated interest rates. The gap between the lowest rate the lender accepted and the rate you were sold became secret profit for the dealership.

Step 1 of 4

Check Your Eligibility

Let's establish if you have a valid claim against your lender.

Personal Details

Address History

We need your address to locate your finance agreement on file.

Final Step: Contact Details

You don't have to use a claims management company to make a car finance claim.

You can check your eligibility and make a complaint yourself for free directly with your lender. If you are not satisfied with their response, you can refer your complaint to the Financial Ombudsman Service — completely free of charge. You are not required to use a claims management company.